Willie Viljoen
Prostate Cancer
I took the cancer cover policy out when I was still working, and I thought it was actually a waste of money because what were the chances of me developing cancer. I was very surprised when my internist who I see annually for a general check-up informed me in August 2020 that he thought I should see a urologist because my PSA level was a bit high. I made an appointment with Dr Baledakis and he treated me with antibiotics and told me that if the PSA level did not decrease after treatment we would have to do further testing. After a month of treatment my PSA was still the same and the doctor booked me in for a biopsy for 15 December 2020. The biopsy was done and then the waiting began because the doctor went on holiday, so I had to wait for the results.
It was not a nice Christmas for our family due to the uncertainty and what the possible consequences could be. I didn’t know what the right thing to do was and I just asked the Lord that if it is His will that He should lead me through this time and that everything will happen as He wants it to. After that there was a sense of calm in my mind, and I knew that the Lord was walking this path with me and was holding my hand. As my wife, Rina, had been diagnosed the with pancreatic cancer the previous year and they had removed half her pancreas, her gallbladder and 31 lymph nodes, I knew the road ahead would be long and arduous due to the chemotherapy and medical expenses related to it. We paid about R65 000 out of our own pockets for Rina’s treatment and as we are pensioners, I wondered what my expenses would amount to. On 14 January Dr Baledakis informed me that I should see the oncologist and I immediately knew there was a problem. Dr Rodrigues saw me and explained the options for treatment to me. We decided to use brachytherapy and on 15 March 2021 I was treated. The accounts started streaming in and I wondered what I was going to do as my shortfall on payments from the medical aid were around R45 000, I didn’t know whether I was coming or going.
Then I remembered the policy that I had taken out with Platinum Life some time ago and I decided to contact them to find out if they also covered prostate cancer. They assured me that they did indeed cover prostate cancer and sent the necessary claim form through to me. I filled it in and sent it back. I always was kept informed of where in the process my claim was and also that my claim was successful. The money was paid into my account with an e-mail confirmation, and I was so grateful for this. Since then, I also received follow-up calls from Leandi Schoonees which I really appreciated because you don’t see an insurance company taking that much of an interest in you every day. I was also pleasantly surprised when they spoiled me with a gift package which came in handy during this difficult time. I have also received another follow-up call from Leandi to find out how we were, and it is exceptional of Platinum Life to make such a fuss of their clients. I’m also waiting for the gift voucher that they are going to send. Only people that really care can deliver such service. I would recommend Platinum Life anytime seeing that they are focused on customer service and make such a fuss over you. Lastly, I just want to thank my Heavenly Father for walking this road with me and that I was able to come into contact with Platinum Life. May the Lord bless you in everything that you do and just keep up with the wonderful service that you provide.
Susan Simkiss
Breast Cancer
My journey started this year, when a lump that I thought was just an abscess or cyst was tested and BANG the result was given to me on Valentine’s weekend. When I heard the words from my GP, “You have cancer,” I screamed out, “Am I going to die?”. A thousand thoughts crossed my mind, I cried, I sobbed, I had a breakdown.
The very next Monday I met with the surgeon and as my husband and I sat opposite him, when he said we would have to do a mastectomy, my world crumbled. My husband sat wide eyed and said, “I think we need a second opinion.” The surgeon then referred me to Dr Cullis, an oncologist who deals with breast cancer. They scheduled our appointment with him for that very week. I was so scared, but Dr Cullis is wonderful and set my long journey out for me in a way that I could understand what was going to be taking place. Dr Cullis suggested a lumpectomy, chemotherapy, radiation and perhaps chemotherapy tablets.
The medical journey started with scans and biopsies, and one feels like you are being prodded and tested all the time. I started chemotherapy with the “Red Devil” or actually Angel. I am sure this nearly killed me as I felt terrible, and my husband was hospitalised with COVID at the same time. Chemo was very tiring, and my body still feels like a train has hit it. I am due for surgery at the end of September and then radiation and chemo tablets. There are so many hidden costs with the treatments; I have blood taken weekly and there are extra scans, mammograms and procedures that have a shortfall with my medical aid. My Platinum policy was paid out very quickly once they received my paperwork and it has been an absolute blessing.
This journey is hard to say the least, if it was not for the support of my wonderful family and friends I would have been totally lost.
To Platinum Life, what can I say? I have never dealt with such an amazing company. Jani Jooste, you are an angel. I received the most amazing gift box from yourselves, filled with the most amazing goodies which was just what I needed. I have then been blessed even further with a Pick n Pay gift voucher. Tears come to my eyes when I think of these amazing blessings and how very thoughtful and kind you are.
You truly are a blessing.
Once again thank you, thank you, thank you.
Elisma Klopper
Ovarian Cancer
I was diagnosed in January 2021 with stage 4 ovarian cancer with metastases in my lymph nodes. I had no previous symptoms as a warning sign. I’ve always been very healthy; I’ve had no illnesses or operations. It was a considerable shock to my husband and my children. The rug was pulled from under us, but I handed it all over to the Lord and knew that only He was in control, so I had peace in my heart.
I immediately had a total hysterectomy and four weeks after my operation my chemo began. Due to the nature of my work in the ICU, the oncologist didn’t want me to go back to work before my chemo was completed because the risk of infection was too high, so I was on unpaid leave.
Thanks to my Platinum Life policy I was able to cover all my medical expenses, my salary and even had something left over for savings without financial worries. Without Platinum Life I would not have been able to do it. Their genuine interest, excellent friendly service as well the gift packages and telephone calls were a real source of encouragement.
We serve a great God. Despite stage 4 cancer, I am doing well, and my follow-up scans were clean. I can only praise the Lord.
Thank you, Platinum Life. You were angels on my path.
Pavasha Govender
Breast Cancer
In September 2020 I went for a routine mammogram, and they picked up a lump. Dr Jajbhay was not happy and wanted to do a needle biopsy. I requested an extraction biopsy, but she refused as she did not want to cut me. I managed to borrow the money, which was R5500, just for the biopsy and not the lab fees. On 30 October, the results came back, and she called me in to discuss it. I was diagnosed with an invasive Grade 3 breast-type carcinoma NST (triple negative breast cancer stage 1). This was not very easy for me to accept. I cried and told my family, which was not easy especially for my kids. Because of COVID I was more at risk because once chemo started my immune system would be compromised. By the grace of God, I believe that I managed to get through this because of my faith. My kids have been amazing; between my son, his wife and my daughter and her husband they take me for all my scans, chemo, and doctor’s appointments. I lost my hair two weeks after the first chemo. I have not lost weight because of the steroid you get with the chemo.
I was then referred to Dr B Van Eeden, the oncologist at The Medical Oncology Centre of Rosebank and the cancer plan was six chemo sessions at intervals of three weeks, with an injection, which also has side effects, the following morning. On 6 November, I had to have an injection to highlight any cancer cells in the lymph nodes and then they did a lymph node sentinel extraction. The injection was given via nuclear medicine before the op, which was the worst pain I had ever experienced at that stage in my life. The result was that they found three cancer cells in one of the nodes and because of that I would need radiation. I cried like a baby. My daughter and daughter-in-law came in with me and they were shocked by the pain I was experiencing. The first chemo session, which I opted for on a Thursday, was bad and by Saturday I could barely stand. My kids watched me go through this process and could do nothing. Just as I felt human again, I would have to have chemo again. In these six sessions my symptoms varied from diarrhea, nausea, body pain, and burnt veins. The last chemo was on 18 March, and this was the worst session. I am still having issues as the chemo leaked into my hand and caused extravasation. I now experience pain in my fingers and my wrist is sore and stiff and has limited mobility. I am taking this further as a case of negligence because I told the nurse about the drip leaking onto my fingers. I did not know how dangerous this could be, but I do now. I had to see Dr Gabriel Doucas, Plastic & Reconstructive Surgeon, however he was glad I did not need to go into surgery. My hand looked like it was burnt, and it was very painful. The skin has now peeled but there is still pain. Now I need physiotherapy because of the negligence of the oncology centre. I am scheduled for an operation on the 20th of April to clean the area of the lump and thereafter do radiation for six weeks.
I am on medical aid, of which the oncology benefit is only R200 000 for a year. I now have a balance of approximately R17 000 as all the investigations and the initial biopsy moved to the oncology benefit. I still have the operations, physio, follow-ups with the doctors and radiation. Going forward, because I would reach my R200 000 for the year on the medical aid, they will pay 80% and I will need to pay the remaining 20%. I can only say thank God for Platinum Life because I have comfort in knowing that they have paid out on my cancer policy, and I can continue with the treatment as I have made provisions for the shortfall. I cannot even imagine what I would do if I did not have my policy. Platinum Life has been awesome in this respect, and I had no issues regarding the payment. I also received a beautiful gift which I am so grateful for.
Danie van Graan
Prostate Cancer
In June 2020, during the COVID-19 restrictions, I was informed by my urologist that I had aggressive prostate cancer. The MRI was followed by a biopsy and eventually a special CT scan at Pretoria East Hospital. What was happening to me seemed unreal but turned into the realisation that I had cancer. The tests couldn’t prove conclusively that the cancer hadn’t spread and for that reason it had to be very carefully considered before the specialist decided to operate.
The operation lasted seven and a half hours and 25 lymph nodes had to be removed along with the prostate. The colon was temporarily tied up and I had to deal with a stoma for three months. The relief of surviving the operation facilitated my acceptance of the consequences of the operation. I was glad I could still live, that most of the cancer was removed and that I could still lead a full life.
When I received the results of the final histology report it was a shock to realise that my lymphatic system as well as a portion of my rectum still contained cancer. However, the doctors explained their plan of action and I realised I was in good hands. As a result of COVID restrictions, my family was far away, but I received messages of concern. My wife was part of the whole process, and she attended every doctor’s appointment. She was also very shocked, but we discussed it frequently as well as the suggestions from the doctors. I wrote farewell letters to my loved ones and kept them in my safe for fear that I might die during the operation. I was thankful that the letters were not opened.
Prostate cancer was never discussed with us by our parents. I do know that my father had an operation for his prostate but in those days, it was kept quiet, and children weren’t informed of what was really going on. Both my parents were fairly healthy until their seventies and we were first made aware of cancer in the family when my mother passed away from colon cancer at the age of 78. My father lived long after his prostate surgery and passed away at the age of 87 due to an infection he picked up in the hospital while undergoing routine testing. My two brothers are still very healthy, so I am the only one in our family that got cancer in their sixties. One of the most important tools during this time was the competence of my oncologist and urologist. Their direct and honest conversations with us allowed us to put our trust in the process. We know we are in competent hands and that the best processes are being followed to help me. I received hormone suppressor injections as well as a long series of radiation. The treatment is very expensive, and I have to pay for whatever the medical aid doesn’t cover. We walk this path as it comes.
The Platinum Life policy that paid out really helped us cover the extra costs. When I was recovering from the operation, I frequently had to buy adult diapers. Other unforeseen expenses were also covered by this. We are very thankful that Platinum Life paid out so quickly and that the claims process went so smoothly. We tell our friends about the good service we received from Platinum Life. All the staff that have contacted us were friendly and empathetic. It was indeed a blessing to deal with you. The unexpected gift was such a nice surprise. The book about prostate cancer was an excellent source of information and we have lent it to several friends. The garments were neat and very well chosen. I personally feel less alone with my cancer now that I have read the case studies in the book. I realise now that prostate cancer happens to many men and that one shouldn’t delay in getting medical testing done. I consider the second chance I got to be able to live as such a precious period. I am grabbing life with both hands. I use every opportunity to remind people that insurance like Platinum Life’s can make a big difference in difficult times and that the reasonably priced premiums are a small price to pay in times of crisis with cancer.
Thank you to Platinum Life and all the staff that treated us so kindly.
Petro Cooke
Kidney Cancer
On 20 August 2020 I had blood in my urine. I had an appointment with the doctor at 3 pm and he diagnosed me with a bladder infection. I got medication to treat the infection and by Friday 21 August 2020 the bleeding had lessened, but during Friday night the bleeding worsened considerably. So much so that large blood clots were visible. At that stage I was getting worried.
Early on Saturday morning my husband took me to Pretoria East Hospital’s emergency services. My husband, Wilfred, was not allowed to come in with me due to the strict COVID regulations. He sat outside in the parking lot from 8 am until 3 pm before a nurse informed him that I was being admitted.
The doctor decided to do the necessary tests and sonars immediately. Later during the day, it was established that I had a 7.5 cm by 5 cm growth on my kidney and that it was possibly kidney cancer. The urologist contacted my husband at 9 pm that evening to break the news to him. The shock was immense but at that stage it wasn’t a reality for me yet. No one is ever prepared to hear you have cancer! I knew I had to break the news to my children and family as soon as possible because there was no way I would be able to walk this path alone and of course also not without the grace of God. On Sunday 23 August 2020 I was taken to the theatre so that my bladder could be flushed but on Monday 24 August 2020 the kidney started bleeding badly again and the doctor decided that it was imperative that the kidney be removed.
On Wednesday 26 August 2020 my kidney was removed. I was completely alone in the ICU and could not have any visitors. I was literally trapped by my own thoughts and uncertainties, but the doctor assured me that he was there for me at all times. I also experienced a sense of calm because I was aware of the Lord’s presence as well as all the prayers that had been said for me.
After I was discharged on 2 September 2020, we contacted Platinum Life. The person was very helpful and immediately sent the necessary forms through for the claim to be processed. I can recommend Platinum Life anytime. The service was outstanding!
Leatitia De Kock
Breast Cancer
I would like to say thank you to everyone at Platinum Life who was involved with my policy during its existence. I took out the policy a few years ago because someone contacted me, and I thought I would probably never make use of it.
To my dismay, when I saw my doctor in March for my six-month chronic medication script and asked her to examine my breast because I had showered that morning and thought I had felt something. She confirmed it and immediately made an appointment for a mammogram that same afternoon. They confirmed that there was a lump and arranged for a biopsy. After the results everything happened very quickly, the surgeon decided to immediately do a mastectomy and then the oncologist would decide what would happen further.
It was a hard blow for me. I am a widow with two sons, and I have my brothers and sisters, but things like this don’t happen in our family. It was like a nightmare that I couldn’t wake up from. I only told my family the day before the operation, and everyone was shocked, but I received wonderful support. I stay with my sister, and she assisted me in every aspect. My other sisters supported me from afar. My sons assisted me with transport to appointments from one doctor to another.
In the meantime, I contacted Platinum Life and they were so accommodating and immediately sent the forms through which were very self-explanatory; I filled them in and sent them back. They were in contact with me throughout the process. The staff at Platinum were very supportive and I really appreciated the phone calls and the gift. At the moment I am busy with chemo and the pay out that I received is coming in handy now as the medical aid isn’t covering all the expenses.
When I finish my chemo in September, I am going to take a break somewhere for a little holiday. I’d also really like to send my sister on holiday to thank her for all her support during the last few months. Fortunately, I have Platinum Life to thank that I can afford that.
I would like to express my gratitude to your staff that assisted me with my policy. Every year Gronighan Grobler, Charne and Theresa helped me to do the necessary upgrades. It’s not always easy for a pensioner to do but your dedication and help in finding a solution that will suit our pockets is always welcome. I upgraded in February and at the end of March I was diagnosed with breast cancer and received a generous pay out.
Last but not least I want to thank our Heavenly Father and all the people that prayed for me. I have a wonderful prayer group and friends that supported me. Then there was Jani and her phone call that gave me courage. I will never forget what she said, “See the red chemo as the blood of Jesus that is flowing through you.”
Once again, thank you for your assistance.
Valencia Aploon
Vaginal Cancer
My name is Valencia, and I am 60. My story begins in May/June 2020 when I noticed a small lesion on my vulvar area on the right side. I treated it with over-the-counter medication, but it continued to grow.
I attended a day clinic from July until September and was treated with various antibiotics. By now the concern was great and the pain excruciating; the lesion was now a huge ulcer. I knew something was definitely not right when on the last visit to the day clinic the sister sent for the doctor to examine the huge ulcer which by this time covered almost the entire right side of my vulva. The doctor immediately contacted Tygerberg Hospital to arrange a date for a biopsy, the earliest date available was 20 November.
I suffered for three months awaiting the biopsy. I attended private physicians for pain medication as it had become unbearable. I had to force myself up every morning in an attempt to face another day at work.
Eventually the day of my appointment for the biopsy arrived. I thought this was it, after this the pain will go away but it was not to be. I had another two month wait for the biopsy results.
Two weeks before the test results, I contracted COVID-19. Fortunately, I suffered minor symptoms and spent ten days in isolation. The pain I was experiencing with the vulvar ulcer made the symptoms of COVID seem like a walk in the park. On the eleventh day I couldn’t take it anymore. I called the hospital for any update on the biopsy and was told to come in and they would check with the doctor. My worst fears were confirmed, it was cancer. Even though I suspected as much, the shock of hearing the dreaded ‘C’ word was frightening. I remember the tears just rolling. Thoughts of my family, my grandchildren crossed my mind. How are they going to deal with this? My heart broke. I was admitted immediately for further tests and assigned to the oncology section, plans were immediately put into place and the operation was scheduled for 2 February 2021, two weeks later. All I wanted was the monster (which is what I called the cancerous lesion) to be removed so the pain would stop.
The big day arrived. I remember getting washed at 6 am preparing for the op which was at 7 am. The anaesthetist came around at 6.15 am and gave me a calming tablet. The next thing I remember was waking up surrounded by doctors. Feeling dazed and confused I asked if they were fetching me for the op, they burst out laughing and said it was done. It was after 5 pm. I looked down and saw all the pipes and drips protruding from my body. I couldn’t believe I slept through it all. I thank God every day for being with me throughout my operation, and for blessing and guiding the doctors and surgeons.
I was afraid of checking the extent of the vulvectomy but put on a brave front and checked after the second day. Right away I decided I would fight this and be strong. I had a radical vulvectomy which meant that the right side of the vulva was removed as well as the right and left groin lymph nodes. Depression did set in, there were good days and bad days. The healing process was slow but positive. Support from family and friends, and my faith and trust in our Father in heaven saw me through. On the bright side, the cancer was removed, but vulvar cancer being very uncommon and not much being known about it, the chance of reoccurrence is concerning.
I thank Platinum Life and all the staff, especially Leandi Schoonees, who was always supportive and brought light into my darkness with her caring nature. Financially it was a struggle, being out of work for more than three months with no income and a bond and debt to pay. Thank you, Platinum Life, were it not for the policy which helped cover all those unwanted medical expenses and loss of income, the healing would have been more difficult emotionally and physically. I now smile every morning when I awake and thank God for another day.
I will be attending the hospital for follow-ups every three months for the next five years and with a positive attitude and faith I will face my cancer journey.
Lucille Voight
Breast Cancer
In the month of December 2020, I had sharp, stabbing pains in my breast. I visited my general practitioner. He saw a slight swelling and sent me for tests including a mammogram, bone density and blood tests. After my first diagnosis the doctor also sent me for a breast biopsy and stage 2 breast cancer was diagnosed. The following expenses started to pile up:
Surgeon | R2 000 per visit x4 |
Radiologist | R1 500 per visit x3 |
Radiation oncology | R20 000 |
Radiation | R15 000 |
Surgeon operation | R23 000 |
Bone Density Test | R2 500 |
Pathologist | R11 500 |
Panorama Surgical Centre | R15 000 |
Nuclear medication | R10 500 |
General Practitioner | R440 per visit x 8 |
Total to date: | R101 020 |
This is not the end of my expenses. Every six months I have follow-ups with the surgeon and radiologist. Every two months I have visits with the general practitioner as well.
If it was not for my policy, I would have had to take out a loan to cover my expenses. They supported me through my journey, encouraged me to stay positive through my treatment and sent me lovely gifts on Mother’s Day. The pay out of the policy was swift.
Thank you, Platinum Life.
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